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"But you have hundreds of lots--give them lots, Henry, and that will settle all your difficulties. You must remember how all our friends have envied us our lots."
"Ay, no fear, but they'll get the lots, my dear--unless, indeed," added the speculator, "I take good care to prevent it. Thank G.o.d! I'm not a DECLARED bankrupt. I can yet make my own a.s.signee."
"Well, then, I wouldn't say a word about it--declare nothing, and let 'em find out that you have failed, in the best manner they can. Why tell people your distresses, so that they may pity you. I hate pity, above all things--and especially the pity of my own friends."
"Oh, that will be dreadful!" put in Eudosia. "For Heaven's sake, Pa, don't let any body pity us."
"Very little fear of that, I fancy," muttered the father; "people who shoot up like rockets, in two or three years, seldom lay the foundations of much pity in readiness for their fall."
"Well, I declare, Dosie, this is TOO bad in the old general, after all.
I'm sure it MUST be unconst.i.tutional for a president to remove your father's deposits. If I were in your place, Mr. Halfacre, I wouldn't fail just to spite them. You know you always said that a man of energy can do any thing in this country; and I have heard Mr. Munny say that he didn't know a man of greater energy than yourself."
The grin with which the ruined speculator turned on his wife was nearly sardonic.
"Your men of energy are the very fellows TO fail," he said; "however, they shall find if I have had extraordinary energy in running into debt, that I have extraordinary energy, too, in getting out of it. Mrs.
Halfacre, we must quit this house this very week, and all this fine furniture must be brought to the hammer. I mean to preserve my character, at least."
This was said loftily, and with the most approved accents.
"Surely it isn't necessary to move to do that, my dear! Other people fail, and keep their houses, and furniture, and carriages, and such other things. Let us not make ourselves the subjects of unpleasant remarks."
"I intend that as little as you do yourself. We must quit this house and bring the furniture under the hammer, or part with all those lots you so much esteem and prize."
"Oh! If the house and furniture will pay the notes I'm content, especially if you can contrive to keep the lots. Dosie will part with her handkerchief, too, I dare say, if that will do any good."
"By George! that will be a capital idea--yes, the handkerchief must be sent back to-morrow morning; THAT will make a famous talk. I only bought it because Munny was present, and I wanted to get fifty thousand dollars out of him, to meet this crisis. The thing didn't succeed; but, no matter, the handkerchief will tell in settling up. That handkerchief, Dosie, may be made to cover a hundred lots."
In what manner I was to open so much, like the tent of the Arabian Nights, was a profound mystery to me then, as well as it was to the ladies; but the handsome Eudosia placed me in her father's hand with a frank liberality that proved she was not altogether without good qualities. As I afterwards discovered, indeed, these two females had most of the excellences of a devoted wife and daughter, their frivolities being the result of vicious educations or of no educations at all, rather than of depraved hearts. When Mr. Halfacre went into liquidation, as it is called, and compromised with his creditors, reserving to himself a pretty little capital of some eighty or a hundred thousand dollars, by means of judicious payments to confidential creditors, his wife and daughter saw all THEY most prized taken away, and the town was filled with the magnitude of their sacrifices, and with the handsome manner in which both submitted to make them. By this ingenious device, the insolvent not only preserved his character, by no means an unusual circ.u.mstance in New York, however, but he preserved about half of his bona fide estate also; his creditors, as was customary, doing the PAYING.
It is unnecessary to dwell on the remainder of this dialogue, my own adventures so soon carrying me into an entirely different sphere. The following morning, however, as soon as he had breakfasted, Mr. Halfacre put me in his pocket, and walked down street, with the port of an afflicted and stricken, but thoroughly honest man. When he reached the shop-door of Bobbinet & Co., he walked boldly in, and laid me on the counter with a flourish so meek, that even the clerks, a very matter-of-fact caste in general, afterwards commented on it.
"Circ.u.mstances of an unpleasant nature, on which I presume it is unnecessary to dwell, compel me to offer you this handkerchief, back again, gentlemen," he said, raising his hand to his eyes in a very affecting manner. "As a bargain is a bargain, I feel great reluctance to disturb its sacred obligations, but I CANNOT suffer a child of mine to retain such a luxury, while a single individual can justly say that I owe him a dollar."
"What fine sentiments!" said Silky, who was lounging in a corner of the shop--"wonderful sentiments, and such as becomes a man of honesty."
Those around the colonel approved of his opinion, and Mr. Halfacre raised his head like one who was not afraid to look his creditors in the face.
"I approve of your motives, Mr. Halfacre," returned Bobbinet, "but you know the character of the times, and the dearness of rents. That article has been seen in private hands, doubtless, and can no longer be considered fresh--we shall be forced to make a considerable abatement, if we consent to comply."
"Name your own terms, sir; so they leave me a single dollar for my creditors, I shall be happy."
"Wonderful sentiments!" repeated the colonel--"we must send that man to the national councils!"
After a short negotiation, it was settled that Mr. Halfacre was to receive $50, and Bobbinet & Co. were to replace me in their drawer. The next morning an article appeared in a daily paper of pre-eminent honesty and truth, and talents, in the following words:--
"WORTHY OF IMITATION.--A distinguished gentleman of this city, H---- H----, Esquire, having been compelled to SUSPEND, in consequence of the late robbery of the Bank of the United States by the cold-blooded miscreant whose h.o.a.ry head disgraces the White House, felt himself bound to return an article of dress, purchased as recently as yesterday by his lovely daughter, and who, in every respect, was ent.i.tled to wear it, as she would have adorned it, receiving back the price, with a view to put it in the fund he is already collecting to meet the demands of his creditors. It is due to the very respectable firm of Bobbinet & Co.
to add, that it refunded the money with the greatest liberality, at the first demand. We can recommend this house to our readers as one of the most liberal in OUR city, (by the way the editor who wrote this article didn't own a foot of the town, or of any thing else,) and as possessing a very large and well selected a.s.sortment of the choicest goods."
The following words--"we take this occasion to thank Messrs. Bobbinet & Co. for a specimen of most beautiful gloves sent us," had a line run through in the ma.n.u.script; a little reflection, telling the learned editor that it might be indiscreet to publish the fact at that precise moment. The American will know how to appreciate the importance of this opinion, in relation to the house in question, when he is told that it was written by one of those inspired moralists, and profound const.i.tutional lawyers, and ingenious political economists, who daily teach their fellow creatures how to give practical ill.u.s.trations of the mandates of the Bible, how to discriminate in vexed questions arising from the national compact, and how to manage their private affairs in such a way as to escape the quicksands that have wrecked their own.
As some of my readers may feel an interest in the fate of poor Eudosia, I will take occasion to say, before I proceed with the account of my own fortunes, that it was not half as bad as might have been supposed.
Mr. Halfacre commenced his compromises under favorable auspices. The reputation of the affair of the pocket-handkerchief was of great service, and creditors relented as they thought of the hardship of depriving a pretty girl of so valuable an appliance. Long before the public had ceased to talk about the removal of the deposits, Mr.
Halfacre had arranged every thing to his own satisfaction. The lots were particularly useful, one of them paying off a debt that had been contracted for half a dozen. Now and then he met an obstinate fellow who insisted on his money, and who talked of suits in chancery. Such men were paid off in full, litigation being the speculator's aversion.
As for the fifty dollars received for me, it answered to go to market with until other funds were found. This diversion of the sum from its destined object, however, was apparent rather than real, since food was indispensable to enable the excellent but unfortunate man to work for the benefit of his creditors. In short, every thing was settled in the most satisfactory manner, Mr. Halfacre paying a hundred cents in the dollar, in lots, however, but in such a manner as balanced his books beautifully.
"Now, thank G.o.d! I owe no man a sixpence," said Mr. to Mrs. Halfacre, the day all was concluded, "and only one small mistake has been made by me, in going through so many complicated accounts, and for such large sums."
"I had hoped ALL was settled," answered the good woman in alarm. "It is that unreasonable man, John Downright, who gives you the trouble, I dare say."
"He--oh! he is paid in full. I offered him, at first, twenty-five cents in the dollar, but THAT he wouldn't hear to. Then I found a small error, and offered forty. It wouldn't do, and I had to pay the scamp a hundred. I can look that fellow in the face with a perfectly clear conscience."
"Who else can it be, then?"
"Only your brother, Myers, my dear; somehow or other, we made a mistake in our figures, which made out a demand in his favor of $100,000. I paid it in property, but when we came to look over the figures it was discovered that a cypher too much had been thrown in, and Myers paid back the difference like a man, as he is."
"And to whom will that difference belong?"
"To whom--oh!--why, of course, to the right owner."
CHAPTER XIII.
When I found myself once more in the possession of Bobbinet & Co., I fancied that I might antic.i.p.ate a long residence in their drawers, my freshness, as an article, having been somewhat tarnished by the appearance at Mrs. Trotter's ball. In this I was mistaken, the next day bringing about a release, and a restoration to my proper place in society.
The very morning after I was again in the drawer, a female voice was heard asking for "worked French pocket-handkerchiefs." As I clearly came within this category--alas, poor Adrienne!--in half a minute I found myself, along with fifty fellows or fellowesses, lying on the counter. The instant I heard the voice, I knew that the speaker was not "mamma," but "my child," and I now saw that she was fair. Julia Monson was not as brilliantly handsome as my late owner, but she had more feeling and refinement in the expression of her countenance. Still there was an uneasy worldly glancing of the eye, that denoted how much she lived out of herself, in the less favorable understanding of the term; an expression of countenance that I have had occasion to remark in most of those who think a very expensive handkerchief necessary to their happiness. It is, in fact, the natural indication that the mind dwells more on show than on substantial things, and a proof that the possessor of this quality is not content to rely altogether on the higher moral feelings and attainments for her claims to deference. In a word, it is some such trait as that which distinguishes the beautiful plumage of the peac.o.c.k, from the motive that incites the bird to display his feathers.
In company with Miss Monson was another young lady of about her own age, and of a very similar appearance as to dress and station. Still, a first glance discovered an essential difference in character. This companion, who was addressed as Mary, and whose family name was Warren, had none of the uneasiness of demeanor that belonged to her friend, and obviously cared less what others thought of every thing she said or did. When the handkerchiefs were laid on the counter, Julia Monson seized on one with avidity, while Mary Warren regarded us all with a look of cold indifference, if not one of downright displeasure.
"What beauties!" exclaimed the first, the clerk at that moment quitting them to hand some gloves to another customer--"What delightful needle-work! Mary, do YOU purchase one to keep me in countenance, and I will purchase another. I know your mother gave you the money this very morning."
"Not for that object, Julia. My dear mother little thinks I shall do any such thing."
"And why not? A rich pocket-handkerchief is a stylish thing!"
"I question if style, as you call it, is just the thing for a young woman, under any circ.u.mstances; but, to confess the truth, I think a pocket-handkerchief that is to be LOOKED at and which is not to be USED, vulgar."
"Not in Sir Walter Scott's signification, my dear," answered Julia laughing, "for it is not so very COMMON. Every body cannot have a worked French pocket-handkerchief."
{Sir Walter Scott = British novelist and poet (1771-1832), often compared with Cooper--I have not located his definition of "vulgar"}
"Sir Walter Scott's definition of what is vulgar is open to criticism, I fancy. The word comes from the common mind, or common practices, beyond a question, but it now means what is common as opposed to what is cultivated and refined. It is an absurdity, too, to make a thing respectable because it is common. A fib is one of the commonest things in the world, and yet it is scarcely respectable."
"Oh! Every one says you are a philosopherESS, Mary, and I ought to have expected some such answer. But a handkerchief I am determined to have, and it shall be the very handsomest I can find."
"And the DEAREST? Well, you will have a very lady-like wardrobe with one pocket-handkerchief in it! I wonder you do not purchase a single shoe."
"Because I have TWO feet," replied Julia with spirit, though she laughed good-naturedly--"but here is the clerk, and he must not hear our quarrels. Have the goodness, sir, to show me the handsomest pocket-handkerchief in your shop."