The Economist Part 11

This Inst.i.tution is empowered by a special Act of Parliament, and is so const.i.tuted as to afford the benefits of Life a.s.surance in their fullest extent to Policy-holders, and to present greater facilities and accommodation than are usually offered by other Companies.

a.s.surances may either be effected by Parties on their own Lives, or by Parties interested therein on the Lives of Others.

The effect of an a.s.surance on a person's own life is to create at once a Property in Reversion, which can by no other means be realized. Take, for instance, the case of a person at the age of Thirty, who, by the payment of 5_l._ 3s. 4d. to the Britannia Life a.s.surance Company, can become at once possessed of a bequeathable property, amounting to 1,000_l._, subject only to the condition of his continuing the same payment quarterly during the remainder of his life--a condition which may be fulfilled by the mere saving of Eight Shillings weekly in his expenditure. Thus, by the exertion of a very slight degree of economy--such indeed, as can scarcely be felt as an inconvenience, he may at once realise a capital of 1,000_l._, which he can bequeath or dispose of in any way he may think proper.

A Table of Decreasing Rates of Premium on a novel and remarkable plan; the Policy-holder having the option of discontinuing the payment of all further Premiums after Twenty, Fifteen, Ten, and even Five years; and the Policy still remaining in force--in the first case, for the full amount originally a.s.sured; and in either of the three other cases, for a portion of the same according to a fixed and equitable scale endorsed upon the Policy.

Increasing Rates of Premium on a new and remarkable plan for securing Loans or Debts; a less immediate payment being required on a Policy for the whole term of Life than in any other Office.

Age of the a.s.sured in every case admitted in the Policy.

All claims payable within one Month after proof of death.

Medical Attendants remunerated in all cases for their reports.

Extract from Increasing Rates of Premium, for an a.s.surance of 100_l._ for Whole Term of Life.

-----+-----------------------------------------------------------+ | Annual Premiums payable during | +-----------+-----------+-----------+-----------+-----------+ | 1st Five | 2nd Five | 3rd Five | 4th Five | Remainder | Age | Years. | Years. | Years. | Years. | of Life. | -----+-----------+-----------+-----------+-----------+-----------+ | . s. d.| . s. d.| . s. d.| . s. d.| . s. d.| 20 | 1 1 4 | 1 5 10 | 1 10 11 | 1 16 9 | 2 3 8 | 30 | 1 6 4 | 1 12 2 | 1 19 1 | 2 7 4 | 2 17 6 | 40 | 1 16 1 | 2 4 4 | 2 14 6 | 3 7 3 | 4 3 4 | 50 | 2 16 7 | 3 9 4 | 4 5 5 | 5 6 3 | 6 13 7 | -----+-----------+-----------+-----------+-----------+-----------+

Detailed Prospectuses, and every requisite information as to the mode of effecting a.s.surances, may be obtained at the Office.

PETER MORRISON, Resident Director.

*** A Board of Directors attend daily at Two o'clock, for the despatch of Business.

PANCLIBANON IRON WORKS, BAZAAR, No. 58 BAKER STREET, PORTMAN SQUARE.

LONDON.--Gentlemen about to furnish, or going abroad, will find it worth their attention to look into the above Establishment, where they will find the largest a.s.sortment of General Furnishing Ironmongery ever offered to the Public, consisting of tin, copper, and iron cooking utensils, table cutlery, best Shffield plate, German silver wares, papier machee tea trays, tea and coffee urns, stove grates, kitchen ranges, fenders and fire-irons, baths of all kinds, shower, hot, cold, vapour, plunging, &c. Ornamental iron and wire works for conservatories, lawns, &c. and garden engines. All articles are selected of the very best description, and offered at exceedingly low prices, for cash only; the price of each article being made in plain figures.

LIMBIRD'S MAGNUM BONUM PENS.--One dozen highly-finished Steel Pens, with Holder, in a box, for 6d.; name-plate engraved for 2s. 6d.; 100 cards printed for 2s. 6d,; crest and name engraved on visiting card for 6s.; arms and crests for book plates on the most reasonable terms; travelling writing-desks at 9s. 6d. 10s. 6d. 12s. 6d. and 14s 6d. each; dressing-cases from 6s. 6d. each; blotting-books in great variety, from 9d.; with locks, 2s. each; royal writing-papers--diamond, five quires for 1s. 2d.; the Queen's and Prince Albert's size, five quires for 1s.

6d.; envelopes, 6d. 9d. and 1s. the 100; and every article in stationery, of the best quality and lowest prices, at Limbird's, 143 Strand, facing Catherine street.

PIANOFORTES.--Messrs MOORE and CO. Makers of the Improved Pianofortes, are now selling their delightful Instruments as follows:--A Mahogany Piccolo, the best that can be made, in a plain but fashionable case, only 28_l._; a 6-1/2 Octave ditto, only 32_l._; a Cottage ditto, only 32_l._; a 6-1/2 Octave Cottage ditto, only 38_l._ Cabinets of all descriptions. All warranted of the very best quality, packed free of expense, and forwarded to any part of the world. Some returned from hire at reduced prices.

Moore and Co. 138 Bishopsgate street Without, near Sun steet.

Just Published, Two thick Volumes, 8vo. ill.u.s.trated with Six large important Maps, 4_l._ cloth,

A DICTIONARY, GEOGRAPHICAL, STATISTICAL, and HISTORICAL, of the various Countries, Places and princ.i.p.al Natural Objects in the WORLD. By J.R.

M'Culloch, Esq.

"The extent of information this Dictionary affords on the subjects referred to in its t.i.tle is truly surprising. It cannot fail to prove a vade-mec.u.m to the student, whose inquiries will be guided by its light, and satisfied by its clear and frequently elaborated communications.

Every public room in which commerce, politics, or literature, forms the subject of discussion, ought to be furnished with these volumes."--Globe.

London: Longman, Brown, Green, and Longmans.

Just published in 8vo. price 2s. 6d.

RAILWAY REFORM--Its Expediency, Practicability, and Importance Considered, with a copious Appendix, containing an account of all the Railways in Great Britain and Ireland, Parliamentary Returns, &c.

"An excellent pamphlet."--Morning Herald.

"The subject is very fully, earnestly, and ably investigated."--Morning Advertiser.

"Remarkable for originality of design, boldness of execution, and minuteness in statistical detail."--Sun.

"We would recommend all who have an interest in Railways to purchase this work."--Sentinel.

Pelham Richardson, Cornhill.

LA'MERT ON NERVOUS DEBILITY, GENERAL AND LOCAL WEAKNESS, &c.

Just published, Seventh Edition, price 2s. 6d. or free by post for 3s.

6d.

SELF-PRESERVATION; a popular Essay on the Concealed Causes of Nervous Debility, Local and General Weakness, Indigestion, Lowness of Spirits, Mental Irritability, and Insanity; with Practical Observations on their Treatment and Cure. By SAMUEL LA'MERT, Consulting Surgeon, 9 Bedford street, Bedford square, London; Matriculated Member of the University of Edinburgh; Honorary Member of the London Hospital Medical Society; Licentiate of Apothecaries' Hall, London, &c.

Published by the Author; and sold in London by S. Gilbert, 51 and 52 Paternoster row; Field, 65 Quadrant; Gordon, 146 Leadenhall street; n.o.ble, 109 Chancery lane; and by all Booksellers.

"The design of this work will be tolerably obvious from its t.i.tle, and we cordially recommend the author and his book to all who are suffering from nervous debility and general weakness. Mr La'Mert has treated the subject in a very scientific and intelligible manner."--Wakefield Journal.

At home every day till Three, and from Five till Eight.

THE FOURTEENTH THOUSAND.

Just Published, in a Sealed Envelope, Price 3s.; and sent free, on receiving a Post office Order for 3s. 6d.

MANHOOD; the CAUSES of its PREMATURE DECLINE, with Plain Directions for its PERFECT RESTORATION; followed by Observations on Marriage, and the Treatment of Mental and Nervous Debility, Incapacity, Warm Climate, and Cure of the Cla.s.s of Diseases resulting therefrom. Ill.u.s.trated with Cases, &c. By J.L. Curtis and Co. Consulting Surgeons, London.

Fourteenth Edition.

Published by the Authors; and Sold by Burgess, Medical Bookseller, 28 Coventry street, Haymarket; Mann, 39 Cornhill; Strange, 21 Paternoster row, London; Guest, 51 Bull street, Birmingham; Hickling, Coventry; Robinson, Leamington; Journal office, Leicester; Cook, Chronicle office, Oxford; Sowler, 4 St Anne's square, Manchester; Philip, South Castle street, Liverpool; and sold, in a Sealed Envelope, by all Booksellers.

OPINIONS OF THE PRESS.

"This work, a Tenth Edition of which is now presented to the public--ten thousand copies have been exhausted since its first appearance--has been very much improved and enlarged by the addition of a more extended and clear detail of general principles, as also by the insertion of several new and highly interesting cases. The numberless instances daily occurring, wherein affections of the lungs, putting on all the outer appearances of consumption, which, however, when traced to their source, are found to result from certain baneful habits, fully proves that the principle of the division of labour is nowhere more applicable than in medical practice. We feel no hesitation in saying, that there is no member of society by whom the book will not be found useful, whether such person holds the relation of a parent, a preceptor, or a clergyman."--SUN, Evening Paper.

"Messrs Curtis's work, called 'Manhood,' is one of the few books now coming before the public on such a subject which can lay claim to the character of being strictly professional, at the same time that it is fully intelligible to all who read it. The moral and medical precepts given in it render it invaluable."--MAGNET.