Main-Travelled Roads Part 49

II

The first two years of the bank's history were solidly successful, and "Jim" and "Nellie" were the head and front of all good works and the provoking cause of most of the fun. No one seemed more carefree.

"We consider ourselves just as young as anybody," Mrs. Sanford would say, when joked about going out with the young people so much; but sometirnes at home, after the children were asleep, she sighed a little.

"Jim, I wish you was in some kind of a business so I could help. I don't have enough to do. I s'pose I could mop an' dust, an' dust an'

mop; but it seems sinful to Waste time that way. Can't I do anything, Jim?"

"Why, no. If you 'tend to the children and keep house, that's all anybody asks of you."

She was silent, but not convinced. She had a desire to do something outside the walls of her house-a desire transmitted to her from her father, for a woman inherits these things.

In the spring of the second year a number of the depositors drew out money to invest in Duluth and Superior lots, and the whole town was excited over the matter.

The summer pa.s.sed, Link and Sanford spending their tirne in the bank-that is, when not out swimming or fishing with the boys. But July and August were terribly hot and dry, and oats and corn were only half-crop; and the farmers were grumbling. Some of them were forced to draw on the bank instead of depositing.

McPhail came in, one day in November, to draw a thousand dollars to pay for a house and lot he had recently bought.

Sanford was alone. He whistled. "Phew! You're comin' at me hard.

Come in tomorrow. Link's gone down to the city to get some money."

"All right," said MePhail; "any time."

"Goin' t' snow?"

"Looks like it. I'll haf to load a lot o' ca'tridges ready fr biz."

About an hour later old lady Bingham burst upon the banker, wild and breathless. "I want my money," she announced.

"Good morning, Mrs. Bingham. Pleasant-"

"I want my money. Where's Lincoln?"

She had read that morning of two bank failure-one in Nova Scotia and one in Ma.s.sachusetts-and they seemed providential warnings to her. Lincoln's absence confirmed them.

"He's gone to St. Paul-won't be back till the five-o'clock train. Do you need some money this morning? How much?"

"All of it, sir. Every cent."

Sanford saw something was out of gear. He tried to explain. "I've sent your son to St. Paul after some money-"

"Where's my money? What have you done with that?" In her excitement she thought of her money just as she hand handed it in-silver and little rolls and wads of bills.

"If you'll let me explain-"

"I don't want you to explain nawthin'. Jest hand me out my money."

Two or three loafers, seeing her gesticulate, stopped on the walk outside and looked in at the door. Sanford was annoyed, but he remained calm and persuasive. He saw that something had caused a panic in the good, simple old woman. He wished for Lincoln as one wishes for a policeman sometimes.

"Now, Mrs. Bingham, if you'll only wait till Lincoln-"

"I don't want 'o wait. I want my money, right now."

"Will fifty dollars do?"

"No, sir; I want it all-every cent of it-jest as it was."

"But I can't do that. Your money is gone-"

"Gone? Where is it gone? What have you done with it? You thief-"

"'Sh!" He tried to quiet her. "I mean I can't give you your money-"

"Why can't you?" she stormed, trotting nervously on her feet as she stood there.

"Because-if you'd let me explain-we don't keep the money just as it comes to us. We pay it out and take in other-"

Mrs. Bingham was getting more and more bewildered. She now had only one clear idea-she couldn't get her money. Her voice grew tearful like an angry child's.

"I want my money-I knew you'd steal it-that I worked for. Give me my money."

Sanford hastily handed her some money. "Here's fifty dollars. You can have the rest when-"

The old lady clutched the money, and literally ran out of the door, and went off up the sidewalk, talking incoherently. To everyone she met she told her story; but the men smiled and pa.s.sed on. They had heard her predictions of calamity before.

But Mrs. McIlvaine was made a triffe uneasy by it "He wouldn't give you y'r money? Or did he say he couldn't?" she inquired in her moderate way.

"He couldn't, an' he wouldn't!" she said. "If you've got any money there, you'd better get it out quick. It ain't safe a minute. When Lincoln comes home I'm goin' to see if I can't-"

"Well, I was calc'latin' to go to Lumberville this week, anyway, to buy a carpet and a chamber set. I guess I might 's well get the money today."

When she came in and demanded the money, Sanford was scared.

Were these two old women the beginning of the deluge? Would McPhail insist on being paid also? There was just one hundred dollars left in the bank, together with a little silver. With rare strategy he smiled.

"Certainly, Mrs. McIlvaine. How much will you need?" She had intended to demand the whole of her deposit-one hundred and seventeen dollars-but his readiness mollified her a little. "I did 'low I'd take the hull, but I guess seventy-five dollars 'll do."

He paid the money briskly out over the little gla.s.s shelf. "How is your children, Mrs. McIlvaine?"

"Purty well, thanky," replied Mrs. McIlvaine, laboriously counting the bills.

"Is it all right?"

"I guess so," she replied dubiously. "I'll count it after I get home."

She went up the street with the feeling that the bank was all right, and she stepped in and told Mrs. Bingham that she had no trouble in getting her money.

Alter she had gone Sanford sat down and wrote a telegram which he sent to St. Paul. This telegram, according to the duplicate at the station, read in this puzzling way: