Risen from the Ranks Part 30

"You see, aunt, you're so clear-headed, I shall place great dependence on your advice. But I think I'll take a little walk now, just to stretch my limbs."

"I've made good progress," said the young man to himself, as he lounged over the farm. "The old lady swallows it all. To-morrow must come my grand stroke. I thought I wouldn't propose it to-day, for fear she'd suspect the ring story."

CHAPTER XX.

A BUSINESS TRANSACTION.

Ferdinand found life at the farm-house rather slow, nor did he particularly enjoy the society of the spinster whom he called aunt.

But he was playing for a valuable stake, and meant to play out his game.

"Strike while the iron is hot!" said he to himself; "That's a good rule; but how shall I know when it is hot? However, I must risk something, and take my chances with the old lady."

Aunt Deborah herself hastened his action. Her curiosity had been aroused by Ferdinand's intimation that he wished her advice on a matter of business, and the next morning, after breakfast, she said, "Ferdinand, what was that you wanted to consult me about? You may as well tell me now as any time."

"Here goes, then!" thought the young man.

"I'll tell you, aunt. You know I am offered a large salary in San Francisco?"

"Yes, you told me so."

"And, as you said the other day, I can lay up half my salary, and in time become a rich man."

"To be sure you can."

"But there is one difficulty in the way."

"What is that?"

"I must go out there."

"Of course you must," said the old lady, who did not yet see the point.

"And unfortunately it costs considerable money."

"Haven't you got enough money to pay your fare out there?"

"No, aunt; it is very expensive living in New York, and I was unable to save anything from my salary."

"How much does it cost to go out there?"

"About two hundred and fifty dollars."

"That's a good deal of money."

"So it is; but it will be a great deal better to pay it than to lose so good a place."

"I hope," said the old lady, sharply, "you don't expect me to pay your expenses out there."

"My dear aunt," said Ferdinand, hastily, "how can you suspect such a thing?"

"Then what do you propose to do?" asked the spinster, somewhat relieved.

"I wanted to ask your advice."

"Sell your ring. It's worth over six hundred dollars."

"Very true; but I should hardly like to part with it. I'll tell you what I have thought of. It cost six hundred and fifty dollars. I will give it as security to any one who will lend me five hundred dollars, with permission to sell it if I fail to pay up the note in six months. By the way, aunt, why can't you accommodate me in this matter? You will lose nothing, and I will pay handsome interest."

"How do you know I have the money?"

"I don't know; but I think you must have. But, although I am your nephew, I wouldn't think of asking you to lend me money without security. Business is business, so I say."

"Very true, Ferdinand."

"I ask nothing on the score of relationship, but I will make a business proposal."

"I don't believe the ring would fetch over six hundred dollars."

"It would bring just about that. The other fifty dollars represent the profit. Now, aunt, I'll make you a regular business proposal.

If you'll lend me five hundred dollars, I'll give you my note for five hundred and fifty, bearing interest at six per cent., payable in six months, or, to make all sure, say in a year. I place the ring in your hands, with leave to sell it at the end of that time if I fail to carry out my agreement. But I sha'n't if I keep my health."

The old lady was attracted by the idea of making a bonus of fifty dollars, but she was cautious, and averse to parting with her money.

"I don't know what to say, Ferdinand," she replied. "Five hundred dollars is a good deal of money."

"So it is, aunt. Well, I don't know but I can offer you a little better terms. Give me four hundred and seventy-five, and I'll give you a note for five hundred and fifty. You can't make as much interest anywhere else."

"I'd like to accommodate you," said the old lady, hesitating, for, like most avaricious persons, she was captivated by the prospect of making extra-legal interest.

"I know you would. Aunt Deborah, but I don't want to ask the money as a favor. It is a strictly business transaction."

"I am afraid I couldn't spare more than four hundred and fifty."

"Very well, I won't dispute about the extra twenty-five dollars.

Considering how much income I'm going to get, it isn't of any great importance."

"And you'll give me a note for five hundred and fifty?"

"Yes, certainly."

"I don't know as I ought to take so much interest."

"It's worth that to me, for though, of course, I could raise it by selling the ring, I don't like to do that."

"Well, I don't know but I'll do it. I'll get some ink, and you can write me the due bill."