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had all been of such a nature that with a little supervision it had been safe to intrust them entirely to his subordinates. Nothing had occurred to compel his personal investigation. On this morning, however, fate had something peculiarly attractive for him. His office-boy announced a visitor, who, when shown into the detective's sanctum, introduced himself thus:
"I am Stephen West, cashier of the Fulton National Bank. Is this Mr.
Barnes?"
"Yes, sir," replied the detective. "Is your business important?"
"It is very important to me," said Mr. West. "I am interested to the extent of forty thousand dollars."
"Forty thousand dollars! Forgery?" Receiving an a.s.senting nod, Mr.
Barnes arose and closed the door of the office after instructing the boy to prevent his being disturbed. Returning to his seat, he said: "Now then, Mr. West, tell me the story. All of it, as far as you know it.
Omit no detail, however unimportant it may seem to you."
"Very good. My bank has been swindled out of forty thousand dollars in the most mysterious manner. We have received four checks, each for ten thousand dollars. These were signed with the name John Wood, one of our best customers. In making up his monthly balance these checks were sent to his house in the usual order of business. To-day Mr. Wood came to the bank, and declared them to be forgeries."
"Were these checks paid by you personally?"
"Oh, no. We received them through the Clearing-House. They had been deposited at the Harlem National Bank, and reached us in the routine way. They were taken on four different days."
"Who was the depositor at the Harlem Bank?"
"There is a mystery there. His name is Carl Gra.s.se. Inquiry at the Harlem Bank shows that he has been a depositor for about a year. He had a seemingly flourishing business, a beer-garden and concert place.
Recently he sold out and returned to his home in Germany. Before doing so he drew out his deposits and closed his account."
"How is it that you did not yourself detect the forgeries? I supposed you bank people were so expert nowadays that the cashing of a worthless check would be impossible."
"Here are the forged checks, and here is one cashed by us since the accounting, which is genuine. Compare them, and perhaps you will admit that anyone might have been deceived."
Mr. Barnes examined the checks very closely, using a lens to a.s.sist his eyes. Presently he laid them down without comment, and said:
"What do you wish me to do, Mr. West?"
"To me it seems like a hopeless task, but at least I should like to have the forger arrested. I will gladly pay five hundred dollars as a reward."
Mr. Barnes took up the checks again, examined them most carefully with the lens, and once more laid them down. He strummed on his desk a moment and then said suddenly:
"Mr. West, suppose that I not only arrest the guilty man, but recover the forty thousand dollars?"
"You don't mean to say----" began Mr. West, rather astonished.
"I said 'suppose,'" interrupted Mr. Barnes.
"Why, in that case," said Mr. West, "I would gladly give a thousand more."
"The terms suit me," said the detective. "I'll do my best. Leave these checks with me, and I'll report to you as promptly as possible. One moment," as Mr. West was about to depart; "I will make a memorandum of something you must do yourself." He wrote a few lines on a sheet of paper and handed it to Mr. West, saying, "Let me have those to-day, if possible."
One week later Mr. West received the following note:
"STEPHEN WEST, Esq.:--
"Dear Sir--I have completed my investigation of your case.
Please call at my office at four o'clock. If convenient, you may as well bring with you a check for fifteen hundred dollars, made payable to
"JOHN BARNES."
"Great heavens!" e.j.a.c.u.l.a.t.ed the cashier upon reading the above, "he tells me to bring fifteen hundred dollars. That means he has recovered the money. Thank G.o.d!" He dropped into his chair, overcome at the sudden release from the suspense of the previous week, and a few tears trickled down his cheek as he thought of his wife and little one who would not now be obliged to give up their pretty little home to make good his loss.
Promptly at four he was ushered into the presence of Mr. Barnes.
Impatient to have his hopes confirmed, he exclaimed at once:
"Am I right? You have succeeded?"
"Most thoroughly," said the detective. "I have discovered the thief, and have him in prison. I also have his written confession."
"But the forty thousand dollars?"
"All safe and sound. Your bank does not lose a dollar--except the reward." Mr. Barnes added the last after a pause and with a twinkle of his eye.
"Oh, Mr. Barnes, that is a trifle compared to what I expected. But tell me, how was this trick played on us? Who did it?"
"Suppose I give you a detailed account of my work in solving the riddle?
I am just in the humor for telling it, and besides you will be more appreciative."
"That is just what I should most desire."
"Very well," began Mr. Barnes. "We will go back to the moment when, after scrutinizing the checks, I asked what you would give for the recovery of the money. I asked that because a suspicion had entered my mind, and I knew that if it should prove to be correct, the arrest of the criminal and the recovery of the money would be simultaneous. I will not explain now why that should be a necessary sequence, as you will see that I was right. But I will tell you what made me entertain the suspicion. In the first place, as you know, of course, John Wood uses a private special check. The forgeries were upon blanks which had been stolen from his check-book. Thus the thief seemingly had access to it.
Next, as is commonly done nowadays, the amount of the check was not only written, but also punched out, with the additional precaution of punching a dollar mark before and after the figures. It would seem therefore almost impossible that any alterations had been made after the check was originally drawn. Such things have been done, the holes being filled up with paper pulp, and new ones punched afterwards. But in this case nothing of the sort had been attempted, nor indeed was any such procedure necessary, for the checks were not raised from genuine ones, but had been declared by Wood to be forgeries outright. That is, he denied the signatures."
"Certainly. They were declared to be spurious."
"Exactly. Now that was all that I knew when you were here last except that the signatures seemed to be very similar. It was possible that they were tracings. The plain deduction from this was that the forger was some one in John Wood's establishment; some one who could have access to the checkbook, to the punch, and also have a chance to copy the signature, if it was copied."
"All that is quite clear, but how to proceed?"
"I instructed you to send me a list of all the checks which had been paid out on John Wood's account, giving their dates, numbers, and amounts. I also asked you to procure for me from the Harlem National Bank a similar list of checks paid on order of Carl Gra.s.se. These two lists you sent to me, and they have been very useful. As soon as you left me, and whilst awaiting your lists, I tried some experiments with the forged checks. First I argued that if the signatures were traced, having been made, as it were, from a model, it would follow necessarily that they would exactly coincide if superimposed the one upon the other.
Now whilst a man from habit will write his name very similarly a thousand times, I doubt if in a million times he would, or could, exactly reproduce his signature. The test of placing one over the other and examining with transmitted light satisfied me that they were not tracings. I compared each check with each of the others, and with the genuine one which you also left with me. No two were exact counterparts of one another. Still this did not completely prove that they were not tracings, for an artistic criminal might have gone so far as to trace each check from a different model, thus avoiding ident.i.ty whilst preserving similarity."
"Mr. Barnes," said Mr. West, admiringly, "you delight me with your care in reasoning out your point."
"Mr. West, in speculating upon circ.u.mstantial evidence the most thorough care must be used, if one would avoid arresting the innocent. Nothing, to my mind, is stronger proof against a criminal than a complete chain of circ.u.mstantial evidence, but again, nothing is so misleading if at any stage a mistake, an omission, or a misconstruction be allowed to occur. In this case, then, as I was starting out to prove what was merely a suspicion, I determined to be most careful, for indeed I dislike following up suspicion at any time. A suspicion is a prejudgment, and may prove a hindrance to correct reasoning. Not entirely satisfied, therefore, I took the next step. A tracing can be made in either of two ways: with a lead-pencil, or with a stylus of gla.s.s or agate. The former leaves a deposit of the lead, whilst the latter makes an indentation upon the paper. In the first case the forger will attempt to remove the lead with an erasing rubber, but will not succeed thoroughly, because some of it will be covered by the ink, and because of the danger of injuring the surface of the paper. In the latter instance, if he be a very thoughtful man, he might undertake to remove the indentation by rubbing the opposite side with the end of his knife or with an ivory paper-cutter. In either case a careful scrutiny with a strong gla.s.s would show the burnishing upon the reverse side. I could find nothing of the sort. Taking one of the checks I applied a solution to remove the ink. A thorough examination disclosed that there was no sign either of the graphite, or of the indentation from the stylus. In fact, I became satisfied that the signatures had not been traced."
"But what did that prove? They might have been imitations made by a clever penman."
"They might have been, but I doubted it; and since you ask, I will give my reasons. In the first place, the signatures were accepted at your bank not once, but four times. It would be a remarkably clever man to deceive experts so well. However, I did not abandon this possibility until further developments showed conclusively to my mind that it would be a waste of time to follow up that line of research. Had it been necessary to do so, I should have discovered who in the place had the opportunity to do the work, and by examining their past I should have received a hint as to which of these was most likely to be my man. For any man who could have the ability to commit such a clever forgery must have acquired it as a sequence of special skill and apt.i.tude with his pen of which his friends would be cognizant. Once I looked up such a man, and found that as a boy he had forged his parents' names to excuses for absences from school. Later he turned to higher things. In this instance I was satisfied that the only person having the access to materials, the knowledge of the financial condition of the concern, and the ability to write the checks, was Mr. John Wood himself."
"John Wood!" exclaimed the cashier. "Impossible! Why, that would mean that----"
"Nothing is impossible, Mr. West. I know what you would say. That it involved his having an accomplice in this Carl Gra.s.se? Well, that is what I suspected, and that is why I asked for an additional reward for the recovery of the funds. If I could prove that John Wood made the checks himself, they ceased to be forgeries in one sense, and the bank could rightfully charge the amounts against his account. But let me tell you why I abandoned your theory that an expert penman was at work.
Observe that though you would have honored a check for forty thousand dollars drawn by John Wood, yet the forgeries were four in number. That showed that the man was not afraid of arousing your suspicion. The only man who could feel absolutely sure upon that point was John Wood. But there is another pretty point. These checks being spurious, and yet being numbered, could arouse your suspicion in two ways. If the numbers upon them greatly varied from those upon genuine checks coming in at the same time, the fraud would have been detected quickly. On the other hand, he could not give you correct numbers without being either in collusion with his bookkeeper or else duplicating the numbering of other checks. That the latter course was pursued, exempted the bookkeeper. All the numbers on the forged checks were duplicates of those on genuine ones."