A Treatise on Domestic Economy Part 11

In order to be perfectly happy, man must attain that character, which Christ exhibited; and the nearer he approaches it, the more will happiness reign in his breast.

But what was the grand peculiarity of the character of Christ? It was _self-denying benevolence_. He came not to "seek His own;" He "went about doing good," and this was His "meat and drink;" that is, it was this which sustained the health and life of His mind, as food and drink sustain the health and life of the body. Now, the mind of man is so made, that it can gradually be transformed into the same likeness. A selfish being, who, for a whole life, has been nourishing habits of indolent self-indulgence, can, by taking Christ as his example, by communion with Him, and by daily striving to imitate His character and conduct, form such a temper of mind, that "doing good" will become the chief and highest source of enjoyment. And this heavenly principle will grow stronger and stronger, until self-denial loses the more painful part of its character, and then, _living to make happiness_, will be so delightful and absorbing a pursuit, that all exertions, regarded as the means to this end, will be like the joyous efforts of men, when they strive for a prize or a crown, with the full hope of success.

In this view of the subject, efforts and self-denial, for the good of others, are to be regarded, not merely as duties enjoined for the benefit of others, but as the moral training indispensable to the formation of that character, on which depends our own happiness. This view, exhibits the full meaning of the Saviour's declaration, "how hardly shall they that have riches enter into the kingdom of G.o.d!" He had before taught, that the kingdom of Heaven consisted, not in such enjoyments as the worldly seek, but, in the temper of self-denying benevolence, like His own; and, as the rich have far greater temptations to indolent self-indulgence, they are far less likely to acquire this temper, than those, who, by limited means, are inured to some degree of self-denial.

But, on this point, one important distinction needs to be made; and that is, between the self-denial, which has no other aim than mere self-mortification, and that, which is exercised to secure greater good to ourselves and others. The first is the foundation of monasticism, penances, and all other forms of asceticism; the latter, only, is that which Christianity requires.

A second consideration, which may give definiteness to this subject, is, that the formation of a perfect character, involves, not the extermination of any principles of our nature, but rather the regulating of them, according to the rules of reason and religion; so that the lower propensities shall always be kept subordinate to n.o.bler principles. Thus, we are not to aim at destroying our appet.i.tes, or at needlessly denying them, but rather so to regulate them, that they shall best secure the objects for which they were implanted. We are not to annihilate the love of praise and admiration; but so to control it, that the favor of G.o.d shall be regarded more than the estimation of men. We are not to extirpate the principle of curiosity, which leads us to acquire knowledge; but so to direct it, that all our acquisitions shall be useful and not frivolous or injurious. And thus, with all the principles of the mind, G.o.d has implanted no desires in our const.i.tution, which are evil and pernicious. On the contrary, all our const.i.tutional propensities, either of mind or body, He designed we should gratify, whenever no evils would thence result, either to ourselves or others. Such pa.s.sions as envy, ambition, pride, revenge, and hatred, are to be exterminated; for they are either excesses or excrescences: not created by G.o.d, but rather the result of our own neglect to form habits of benevolence and self-control.

In deciding the rules of our conduct, therefore, we are ever to bear in mind, that the developement of the n.o.bler principles, and the subjugation of inferior propensities to them, is to be the main object of effort, both for ourselves and for others. And, in conformity with this, in all our plans, we are to place religious and moral interests as first in estimation, our social and intellectual interests, next, and our physical gratifications, as subordinate to all.

A third consideration, is, that, though the means for sustaining life and health are to be regarded as necessaries, without which no other duties can be performed, yet, that a very large portion of the time, spent by most persons, in easy circ.u.mstances, for food, raiment, and dwellings, are for mere _superfluities_, which _are right, when they do not involve the sacrifice of higher interests_, and _wrong, when they do_. Life and health can be sustained in the humblest dwellings, with the plainest dress, and the simplest food; and, after taking from our means, what is necessary for life and health, the remainder is to be so divided, that the larger portion shall be given to supply the moral and intellectual wants of ourselves and others, and the smaller share to procure those additional gratifications, of taste and appet.i.te, which are desirable, but not indispensable. Mankind, thus far, have never made this apportionment of their means; yet, just as fast as they have risen from a savage state, mere physical wants have been made, to an increasing extent, subordinate to higher objects.

Another very important consideration, is, that, in urging the duty of charity, and the prior claims of moral and religious objects, no rule of duty should be maintained, which it would not be right and wise for _all_ to follow. And we are to test the wisdom of any general rule, by inquiring what would be the result, if all mankind should practise according to it. In view of this, we are enabled to judge of the correctness of those, who maintain, that, to be consistent, men believing in the eternal destruction of all those of our race who are not brought under the influence of the Christian system, should give up, not merely the elegances, but all the superfluities, of life, and devote the whole of their means, not indispensable to life and health, for the propagation of Christianity. But, if this is the duty of any, it is the duty of all; and we are to inquire what would be the result, if all conscientious persons gave up the use of all superfluities. Suppose, that two millions of the people in the United States, were conscientious persons, and relinquished the use of every thing not absolutely necessary to life and health. It would instantly throw out of employment one half of the whole community. The manufacturers, mechanics, merchants, agriculturists, and all the agencies they employ, would be beggared, and one half of those not reduced to poverty, would be obliged to spend all their extra means, in simply supplying necessaries to the other half. The use of superfluities, therefore, to a certain extent, is as indispensable to promote industry, virtue, and religion, as any direct giving of money or time; and it is owing entirely to a want of reflection, and of comprehensive views, that any men ever make so great a mistake, as is here exhibited.

Instead, then, of urging a rule of duty which is at once irrational and impracticable, there is another course, which commends itself to the understandings of all. For whatever may be the _practice_, of intelligent men, they universally concede the _principle_, that our physical gratifications should always be made subordinate to social, intellectual, and moral, advantages. And all that is required, for the advancement of our whole race to the most perfect state of society, is, simply, that men should act in agreement with this principle. And, if only a very small portion, of the most intelligent of our race, should act according to this rule, under the control of Christian benevolence, the immense supplies, furnished, for the general good, would be far beyond what any would imagine, who had never made any calculations on the subject. In this Nation, alone, suppose the one million and more, of professed followers of Christ, should give a larger portion of their means, for the social, intellectual, and moral, wants of mankind, than for the superfluities that minister to taste, convenience, and appet.i.te; it would be enough to furnish all the schools, colleges, Bibles, ministers, and missionaries, that the whole world could demand; or, at least, it would be far more, than properly qualified agents to administer it, could employ.

But, it may be objected, that, though this view is one, which, in the abstract, looks plausible and rational, not one in a thousand, can practically adopt it. How few keep any account, at all, of their current expenses! How impossible it is, to determine, exactly, what are necessaries, and what are superfluities! And in regard to women, how few have the control of an income, so as not to be bound by the wishes of a parent or a husband!

In reference to these difficulties, the first remark is, that we are never under obligations to do, what is entirely out of our power, so that those persons, who have no power to regulate their expenses or their charities, are under no sort of obligation to attempt it. The second remark is, that, when a rule of duty is discovered, we are bound to _aim_ at it, and to fulfil it, just so far as we can. We have no right to throw it aside, because we shall find some difficult cases, when we come to apply it. The third remark is, that no person can tell how much can be done, till a faithful trial has been made. If a woman has never kept any accounts, nor attempted to regulate her expenditures by the right rule, nor used her influence with those that control her plans, to secure this object, she has no right to say how much she can, or cannot, do, till after a fair trial has been made.

In attempting such a trial, the following method can be taken. Let a woman keep an account of all she spends, for herself and her family, for a year, arranging the items under three general heads. Under the first, put all articles for food, raiment, rent, wages, and all conveniences.

Under the second, place all sums paid in securing an education, and books, and other intellectual advantages. Under the third head, place all that is spent for benevolence and religion. At the end of the year, the first and largest account will show the mixed items of necessaries and superfluities, which can be arranged, so as to gain some sort of idea how much has been spent for superfluities, and how much for necessaries. Then, by comparing what is spent for superfluities, with what is spent for intellectual and moral advantages, data will be gained, for judging of the past, and regulating the future.

Does a woman say she cannot do this? let her inquire, whether the offer of a thousand dollars, as a reward for attempting it one year, would not make her undertake to do it; and, if so, let her decide, in her own mind, which is most valuable, a clear conscience, and the approbation of G.o.d, in this effort to do His will, or one thousand dollars. And let her do it, with this warning of the Saviour before her eyes,--"No man can serve two masters." "Ye cannot serve G.o.d and Mammon."

Is it objected, How can we decide between superfluities and necessaries, in this list? it is replied, that we are not required to judge exactly, in all cases. Our duty is, to use the means in our power to a.s.sist us in forming a correct judgement; to seek the Divine aid in freeing our minds from indolence and selfishness; and then to judge as well as we can, in our endeavors rightly to apportion and regulate our expenses. Many persons seem to feel that they are bound to do better than they know how. But G.o.d is not so hard a Master; and, after we have used all proper means to learn the right way, if we then follow it, according to our ability, we do wrong to feel misgivings, or to blame ourselves, if results come out differently from what seems desirable. The results of our actions, alone, can never prove us deserving of blame. For men are often so placed, that, owing to lack of intellect or means, it is impossible for them to decide correctly. To use all the means of knowledge within our reach, and then to judge, with a candid and conscientious spirit, is all that G.o.d requires; and, when we have done this, and the event seems to come out wrong, we should never wish that we had decided otherwise. For it is the same as wishing that we had not followed the dictates of judgement and conscience. As this is a world designed for discipline and trial, untoward events are never to be construed as indications of the obliquity of our past decisions.

But it is probable, that a great portion of the women of this Nation, cannot secure any such systematic mode of regulating their expenses. To such, the writer would propose one inquiry; cannot you calculate how much _time_ and _money_ you spend for what is merely ornamental, and not necessary, for yourself, your children, and your house? Cannot you compare this with the time and money you spend for intellectual and benevolent purposes? and will not this show the need of some change? In making this examination, is not this brief rule, deducible from the principles before laid down, the one which should regulate you? Every person does right, in spending _some_ portion of time and means in securing the conveniences and adornments of taste; but the amount should never exceed what is spent in securing our own moral and intellectual improvement, nor exceed what is spent in benevolent efforts to supply the physical and moral wants of our fellow-men.

In making an examination on this subject, it is sometimes the case, that a woman will count among the _necessaries_ of life, all the various modes of adorning the person or house, practised in the circle in which she moves; and, after enumerating the many _duties_ which demand attention, counting these as a part, she will come to the conclusion, that she has no time, and but little money, to devote to personal improvement, or to benevolent enterprises. This surely is not in agreement with the requirements of the Saviour, who calls on us to seek for others, as well as ourselves, _first of all_, "the kingdom of G.o.d, and His righteousness."

In order to act in accordance with the rule here presented, it is true, that many would be obliged to give up the idea of conforming to the notions and customs of those, with whom they a.s.sociate, and compelled to adopt the maxim, "be not conformed to this world." In many cases, it would involve an entire change in the style of living. And the writer has the happiness of knowing more cases than one, where persons, who have come to similar views, on this subject, have given up large and expensive establishments, disposed of their carriages, dismissed a portion of their domestics, and modified all their expenditures, that they might keep a pure conscience, and regulate their charities more according to the requirements of Christianity. And there are persons, well known in the religious world, who save themselves all labor of minute calculation, by devoting so large a portion of their time and means to benevolent objects, that they find no difficulty in knowing that they give more for religious, benevolent, and intellectual, purposes, than for superfluities.

In deciding what particular objects shall receive our benefactions, there are also general principles to guide us. The first, is that presented by our Saviour, when, after urging the great law of benevolence, He was asked, "and who is my neighbor?" His reply, in the parable of 'the Good Samaritan,' teaches us, that any human being, whose wants are brought to our knowledge, is our neighbor. The wounded man was not only a stranger, but he belonged to a foreign nation, peculiarly hated; and he had no claim, except that his wants were brought to the knowledge of the wayfaring man. From this, we learn, that the dest.i.tute, of all nations, become our neighbors, as soon as their wants are brought to our knowledge.

Another general principle, is this, that those who are most in need, must be relieved, in preference to those who are less dest.i.tute. On this principle, it is, that we think the followers of Christ should give more to supply those who are suffering for want of the bread of eternal life, than for those who are deprived of physical enjoyments. And another reason for this preference, is, the fact, that many, who give in charity, have made such imperfect advances in civilization and Christianity, that the intellectual and moral wants of our race make but a feeble impression on the mind. Relate a pitiful tale of a family, reduced to live, for weeks, on potatoes, only, and many a mind would awake to deep sympathy, and stretch forth the hand of charity. But describe cases, where the immortal mind is pining in stupidity and ignorance, or racked with the fever of baleful pa.s.sions, and how small the number, so elevated in sentiment, and so enlarged in their views, as to appreciate and sympathize in these far greater misfortunes! The intellectual and moral wants of our fellow-men, therefore, should claim the first place in our attention, both because they are most important, and because they are most neglected.

Another consideration, to be borne in mind, is, that, in this Country, there is much less real need of charity, in supplying physical necessities, than is generally supposed, by those who have not learned the more excellent way. This Land is so abundant in supplies, and labor is in such demand, that every healthy person can earn a comfortable support. And if all the poor were instantly made virtuous, it is probable that there would be no physical wants, which could not readily be supplied by the immediate friends of each sufferer. The sick, the aged, and the orphan, would be the only objects of charity. In this view of the case, the primary effort, in relieving the poor, should be, to furnish them the means of earning their own support, and to supply them with those moral influences, which are most effectual in securing virtue and industry.

Another point to be attended to, is, the importance of maintaining a system of _a.s.sociated_ charities. There is no point, in which the economy of charity has more improved, than in the present mode of combining many small contributions, for sustaining enlarged and systematic plans of charity. If all the half-dollars, which are now contributed to aid in organized systems of charity, were returned to the donors, to be applied by the agency and discretion of each, thousands and thousands of the treasures, now employed to promote the moral and intellectual wants of mankind, would become entirely useless. In a democracy, like ours, where few are very rich, and the majority are in comfortable circ.u.mstances, this collecting and dispensing of drops and rills, is the mode, by which, in imitation of Nature, the dews and showers are to distil on parched and desert lands. And every person, while earning a pittance to unite with many more, may be cheered with the consciousness of sustaining a grand system of operations, which must have the most decided influence, in raising all mankind to that perfect state of society, which Christianity is designed to secure.

Another consideration, relates to the indiscriminate bestowal of charity. Persons, who have taken pains to inform themselves, and who devote their whole time to dispensing charities, unite in declaring, that this is one of the most fruitful sources of indolence, vice, and poverty. From several of these, the writer has learned, that, by their own personal investigations, they have ascertained, that there are large establishments of idle and wicked persons, in most of our cities, who a.s.sociate together, to support themselves by every species of imposition. They hire large houses, and live in constant rioting, on the means thus obtained. Among them, are women who have, or who hire the use of, infant children; others, who are blind, or maimed, or deformed, or who can adroitly feign such infirmities, and, by these means of exciting pity, and by artful tales of wo, they collect alms, both in city and country, to spend in all manner of gross and guilty indulgences. Meantime, many persons, finding themselves often duped by impostors, refuse to give at all; and thus many benefactions are withdrawn, which a wise economy in charity would have secured. For this, and other reasons, it is wise and merciful, to adopt the general rule, never to give alms, till we have had some opportunity of knowing how they will be spent. There are exceptions to this, as to every general rule, which a person of discretion can determine. But the practice, so common among benevolent persons, of giving, at least a trifle, to all who ask, lest, perchance, they may turn away some, who are really sufferers, is one, which causes more sin and misery than it cures.

The writer has never known any system for dispensing charity, so successful, as the one which, in many places, has been adopted in connection with the distribution of tracts. By this method, a town or city is divided into districts; and each district is committed to the care of two ladies, whose duty it is, to call on each family and leave a tract, and make that the occasion for entering into conversation, and learning the situation of all residents in the district. By this method, the ignorant, the vicious, and the poor, are discovered, and their physical, intellectual, and moral, wants, are investigated. In some places, where the writer has resided or visited, each person retained the same district, year after year, so that every poor family in the place was under the watch and care of some intelligent and benevolent lady, who used all her influence to secure a proper education for the children, to furnish them with suitable reading, to encourage habits of industry and economy, and to secure regular attendance on public religious instruction. Thus, the rich and the poor were brought in contact, in a way advantageous to both parties; and, if such a system could be universally adopted, more would be done for the prevention of poverty and vice, than all the wealth of the Nation could avail for their relief. But this plan cannot be successfully carried out, in this manner, unless there is a large proportion of intelligent, benevolent, and self-denying, persons; and the mere distribution of tracts, without the other parts of the plan, is of very little avail.

But there is one species of charity, which needs especial consideration.

It is that, which induces us to refrain from judging of the means and the relative charities of other persons. There have been such indistinct notions, and so many different standards of duty, on this subject, that it is rare for two persons to think exactly alike, in regard to the rule of duty. Each person is bound to inquire and judge for himself, as to his own duty or deficiencies; but as both the resources, and the amount of the actual charities, of other men are beyond our ken, it is as indecorous, as it is uncharitable, to sit in judgement on their decisions.

CHAPTER XVI.

ON ECONOMY OF TIME AND EXPENSES.

_On Economy of Time._

The value of time, and our obligation to spend every hour for some useful end, are what few minds properly realize. And those, who have the highest sense of their obligations in this respect, sometimes greatly misjudge in their estimate of what are useful and proper modes of employing time. This arises from limited views of the importance of some pursuits, which they would deem frivolous and useless, but which are, in reality, necessary to preserve the health of body and mind, and those social affections, which it is very important to cherish. Christianity teaches, that, for all the time afforded us, we must give account to G.o.d; and that we have no right to waste a single hour. But time, which is spent in rest or amus.e.m.e.nt, is often as usefully employed, as if it were devoted to labor or devotion. In employing our time, we are to make suitable allowance for sleep, for preparing and taking food, for securing the means of a livelihood, for intellectual improvement, for exercise and amus.e.m.e.nt, for social enjoyments, and for benevolent and religious duties. And it is the _right apportionment_ of time, to these various duties, which const.i.tutes its true economy.

In making this apportionment, we are bound by the same rules, as relate to the use of property. We are to employ whatever portion is necessary to sustain life and health, as the first duty; and the remainder we are so to apportion, that our highest interests, shall receive the greatest allotment, and our physical gratifications, the least.

The laws of the Supreme Ruler, when He became the civil as well as the religious Head of the Jewish theocracy, furnish an example, which it would be well for all attentively to consider, when forming plans for the apportionment of time and property. To properly estimate this example, it must be borne in mind, that the main object of G.o.d, was, to preserve His religion among the Jewish nation; and that they were not required to take any means to propagate it among other nations, as Christians are now required to extend Christianity. So low were they, in the scale of civilization and mental developement, that a system, which confined them to one spot, as an agricultural people, and prevented their growing very rich, or having extensive commerce with other nations, was indispensable to prevent their relapsing into the low idolatries and vices of the nations around them.

The proportion of time and property, which every Jew was required to devote to intellectual, benevolent, and religious purposes, was as follows:

In regard to property, they were required to give one tenth of all their yearly income, to support the Levites, the priests, and the religious service. Next, they were required to give the first fruits of all their corn, wine, oil, and fruits, and the first-born of all their cattle, for the Lord's treasury, to be employed for the priests, the widow, the fatherless, and the stranger. The first-born, also, of their children, were the Lord's, and were to be redeemed by a specified sum, paid into the sacred treasury. Besides this, they were required to bring a freewill offering to G.o.d, every time they went up to the three great yearly festivals. In addition to this, regular yearly sacrifices, of cattle and fowls, were required of each family, and occasional sacrifices for certain sins or ceremonial impurities. In reaping their fields, they were required to leave unreaped, for the poor, the corners; not to glean their fields, olive-yards, or vineyards; and, if a sheaf was left, by mistake, they were not to return for it, but leave it for the poor. When a man sent away a servant, he was thus charged: "Furnish him liberally out of thy flock, and out of thy floor, and out of thy wine-press." When a poor man came to borrow money, they were forbidden to deny him, or to take any interest; and if, at the sabbatical, or seventh, year, he could not pay, the debt was to be cancelled. And to this command, is added the significant caution, "Beware that there be not a thought in thy wicked heart, saying, the seventh year, the year of release, is at hand; and thine eye be evil against thy poor brother, and thou givest him nought; and he cry unto the Lord against thee, and it be sin unto thee. Thou shalt surely give him," "because that for this thing the Lord thy G.o.d shall bless thee in all thy works, and in all that thou puttest thine hand unto." Besides this, the Levites were distributed through the land, with the intention that they should be instructors and priests in every part of the nation. Thus, one twelfth of the people were set apart, having no landed property, to be priests and teachers; and the other tribes were required to support them liberally.

In regard to the time taken from secular pursuits, for the support of religion, an equally liberal amount was demanded. In the first place, one seventh part of their time was taken for the weekly sabbath, when no kind of work was to be done. Then the whole nation were required to meet, at the appointed place, three times a year, which, including their journeys, and stay there, occupied eight weeks, or another seventh part of their time. Then the sabbatical year, when no agricultural labor was to be done, took another seventh of their time from their regular pursuits, as they were an agricultural people. This was the amount of time and property demanded by G.o.d, simply to sustain religion and morality within the bounds of that nation. Christianity demands the spread of its blessings to all mankind, and so the restrictions laid on the Jews are withheld, and all our wealth and time, not needful for our own best interest, is to be employed in improving the condition of our fellow-men.

In deciding respecting the rect.i.tude of our pursuits, we are bound to aim at some practical good, as the ultimate object. With every duty of this life, our benevolent Creator has connected some species of enjoyment, to draw us to perform it. Thus, the palate is gratified, by performing the duty of nourishing our bodies; the principle of curiosity is gratified, in pursuing useful knowledge; the desire of approbation is gratified, when we perform benevolent and social duties; and every other duty has an alluring enjoyment connected with it. But the great mistake of mankind has consisted in seeking the pleasures, connected with these duties, as the sole aim, without reference to the main end that should be held in view, and to which the enjoyment should be made subservient.

Thus, men seek to gratify the palate, without reference to the question whether the body is properly nourished; and follow after knowledge, without inquiring whether it ministers to good or evil.

But, in gratifying the implanted desires of our nature, we are bound so to restrain ourselves, by reason and conscience, as always to seek the main objects of existence--the highest good of ourselves and others; and never to sacrifice this, for the mere gratification of our sensual desires. We are to gratify appet.i.te, just so far as is consistent with health and usefulness; and the desire for knowledge, just so far as will enable us to do most good by our influence and efforts; and no farther.

We are to seek social intercourse, to that extent, which will best promote domestic enjoyment and kindly feelings among neighbors and friends; and we are to pursue exercise and amus.e.m.e.nt, only so far as will best sustain the vigor of body and mind. For the right apportionment of time, to these and various other duties, we are to give an account to our Creator and final Judge.

Instead of attempting to give any very specific rules on this subject, some modes of economizing time will be suggested. The most powerful of all agencies, in this matter, is, that habit of system and order, in all our pursuits, which has been already pointed out. It is probable, that a regular and systematic employment of time, will enable a person to accomplish thrice the amount of labor, that could otherwise be performed.

Another mode of economizing time, is, by uniting several objects in one employment. Thus, exercise, or charitable efforts, can be united with social enjoyments, as is done in a.s.sociations for sewing, or visiting the poor. Instruction and amus.e.m.e.nt can also be combined. Pursuits like music, gardening, drawing, botany, and the like, unite intellectual improvement with amus.e.m.e.nt, social enjoyment, and exercise.

With housekeepers, and others whose employments are various and desultory, much time can be saved by preparing employments for little intervals of leisure. Thus, some ladies make ready, and keep in the parlor, light work, to take up when detained there; some keep a book at hand, in the nursery, to read while holding or sitting by a sleeping infant. One of the most popular female poets of our Country very often shows her friends, at their calls, that the thread of the knitting, never need interfere with the thread of agreeable discourse.

It would be astonishing, to one who had never tried the experiment, how much can be accomplished, by a little planning and forethought, in thus finding employment for odd intervals of time.

But, besides economizing our own time, we are bound to use our influence and example to promote the discharge of the same duty by others. A woman is under obligations so to arrange the hours and pursuits of her family, as to promote systematic and habitual industry; and if, by late breakfasts, irregular hours for meals, and other hinderances of this kind, she interferes with, or refrains from promoting regular industry in, others, she is accountable to G.o.d for all the waste of time consequent on her negligence. The mere example of system and industry, in a housekeeper, has a wonderful influence in promoting the same virtuous habit in others.

_On Economy in Expenses._

It is impossible for a woman to practise a wise economy in expenditures, unless she is taught how to do it, either by a course of experiments, or by the instruction of those who have had experience. It is amusing to notice the various, and oftentimes contradictory, notions of economy, among judicious and experienced housekeepers; for there is probably no economist, who would not be deemed lavish or wasteful, in some respects, by another and equally experienced and judicious person, who, in some different points, would herself be as much condemned by the other. These diversities are occasioned by dissimilar early habits, and by the different relative value a.s.signed, by each, to the various modes of enjoyment, for which money is expended.

But, though there may be much disagreement in minor matters, there are certain general principles, which all unite in sanctioning. The first, is, that care be taken to know the amount of income and of current expenses, so that the proper relative proportion be preserved, and the expenditures never exceed the means. Few women can do this, thoroughly, without keeping regular accounts. The habits of this Nation, especially among business-men, are so desultory, and the current expenses of a family, in many points, are so much more under the control of the man than of the woman, that many women, who are disposed to be systematic in this matter, cannot follow their wishes. But there are often cases, when much is left undone in this particular, simply because no effort is made. Yet every woman is bound to do as much as is in her power, to accomplish a systematic mode of expenditure, and the regulation of it by Christian principles.

The following are examples of different methods which have been adopted, for securing a proper adjustment of expenses to the means.

The first, is that of a lady, who kept a large boarding-house, in one of our cities. Every evening, before retiring, she took an account of the expenses of the day; and this usually occupied her not more than fifteen minutes, at a time. On each Sat.u.r.day, she made an inventory of the stores on hand, and of the daily expenses, and also of what was due to her; and then made an exact estimate of her expenditures and profits.

This, after the first two or three weeks, never took more than an hour, at the close of the week. Thus, by a very little time, regularly devoted to this object, she knew, accurately, her income, expenditures, and profits.